mazeneid76

mazeneid76

Wealth Management | Affluent Segment | Retail Banking Executive

Kuwait

Profile summary

Strategic Wealth Management and Retail Banking Executive with 20 years shaping affluent segment outcomes, preferred banking strategy, and portfolio growth. Known for directing relationship management teams and delivering consistent portfolio expansion and customer base scaling across retail banking operations. Committed to driving operational excellence, regulatory compliance, and sustainable financial performance through targeted strategic execution.

Career highlights

Preferred Banking Strategy: Shaped the strategy and execution for the Preferred Banking segment, overseeing a team of 23 Relationship Managers managing a portfolio of 150 million.

Segment Portfolio Growth: Delivered 15% year-over-year portfolio growth through targeted acquisition strategies, relationship deepening, and portfolio optimization.

Priority Banking Management: Managed and developed a client portfolio of 280 Priority Banking customers, maintaining balances exceeding 50,000 for each account.

Branch Deposit Expansion: Contributed to the expansion of the branch deposit portfolio by 15% through the promotion of tailored banking products and client engagement.

Key skills

ProfessionalPreferred Banking & Wealth Management Segment Growth Strategy Affluent Banking Strategy Investment Advisory & Wealth Solutions Customer Experience & Client Retention Strategies Sales Leadership & Revenue Growth Strategies Strategic planning & Execution Data-Driven Decision Making Executive Stakeholder Management Business Process Reengineering Market & Competitor Analysis Customer journey optimization Strategic Planning & Business Development Leadership Development Cross-functional leadership Change Management Project Planning & Execution Executive Reporting & Presentations Wealth Management Segment Strategy

Professional experience

Affluent Segment Unit Head – Wealth Management / Support ServicesMay 2013 - Jun 2026
Gulf Bank, Kuwait

Shaped segment strategy and execution for Preferred Banking, overseeing a team of 23 Relationship Managers managing a portfolio of 150 million. Directed the Branch Banking Administrative Support Unit, providing operational and administrative coordination across 53 branches in the retail network.

  • Delivered 15% year-over-year portfolio growth through targeted acquisition strategies, relationship deepening, and portfolio optimization.
  • Increased segment profitability by 12% through strategic portfolio management and customer-centric initiatives.
  • Expanded the affluent customer base to more than 13,000 clients by developing and executing segment growth strategies.
  • Supervised the resolution of audit observations and risk findings, ensuring timely closure of compliance matters and addressing Central Bank of Kuwait regulatory complaints.
  • Evaluated branch sales performance indicators, introducing corrective strategies and targeted coaching programs to improve productivity among underperforming teams.
Process Improvement ManagerApr 2011 - May 2013
Gulf Bank, Kuwait

Reported to the head of operations while directing process improvement initiatives across internal bank systems. Oversaw operational workflows to refine customer-facing procedures including branch queuing and card delivery.

  • Conducted operational analyses to locate process gaps, write project requirements, and establish success metrics.
  • Established success metrics to support project execution within internal workflows.
Priority Banking ManagerOct 2008 - Apr 2011
Gulf Bank, Kuwait

Reported to the head of retail banking while overseeing daily service delivery and financial advisory workflows for high-net-worth accounts.

  • Managed and developed a client portfolio of 280 Priority Banking customers, maintaining balances exceeding 50,000 for each account.
  • Diversified the portfolio by 25% through strategic introduction of curated investment products designed to match individual risk profiles.
  • Identified cross-selling opportunities and introduced tailored banking and investment solutions aligned with financial goals.
Senior Relationship OfficerAug 2007 - Oct 2008
Gulf Bank, Kuwait

Reported directly to branch leadership while overseeing a portfolio development function, guiding client relations strategies and customer service standards to align with corporate financial targets.

  • Expanded the branch deposit portfolio by 15 percent through the promotion of tailored banking products and client engagement.
  • Achieved over 100 percent of assigned goals by consistently surpassing branch sales targets through relationship management and cross-selling.
Relationship OfficerJan 2006 - Aug 2007
Gulf Bank, Kuwait
  • Improved customer satisfaction levels by 15% through tailored banking products and responsive client support.
  • Achieved over 100% of performance objectives by consistently surpassing assigned branch sales targets.
Data-Driven Prospecting for Business Development
LinkedIn
AI for Everyone, Master the Basics
edX
Islamic Banking Transformation
Kuwait Institute of Banking Studies (KIBS)
Leadership
Coursera
Certification in sustainability in Islamic Finance
General Council Islamic Banks & Financial Institutions (CIBAFI)
Gen AI for Business Leaders
Coursera
Generative AI for Executives and Business Leaders
IBM
Project Management Professional (PMP)
EDARA Group
Fundamentals of Financial Services
The Chartered Institute for Securities & Investment (CISI)

Education

Master of Business Administration (MBA)Jan 2021 - Feb 2023
American University of Beirut (AUB), Beirut, Lebanon
Bachelor’s degreeSep 1996 - Jun 2000
Lebanese University, Beirut, Lebanon

Management & Marketing | Certificates & Courses

  • Data-Driven Prospecting for Business Development – LinkedIn
  • AI for Everyone, Master the Basics – edX
  • Islamic Banking Transformation – Kuwait Institute of Banking Studies (KIBS)
  • Leadership – Coursera
  • Certification in sustainability in Islamic Finance – General Council Islamic Banks & Financial Institutions (CIBAFI)
  • Gen AI for Business Leaders – Coursera
  • Generative AI for Executives and Business Leaders – IBM
  • Stepping Up: Preparing Yourself for Leadership – Coursera
  • Project Management Professional (PMP) – EDARA Group
  • Fundamentals of Financial Services – The Chartered Institute for Securities & Investment (CISI)

Languages

Arabic · Native

English · Native